Tuesday, December 20, 2011
Monday, December 19, 2011
Car DK Buying Tips Should You Skip the Dealership & Buy Cars Online
10:01 PM
Jaket Korea Murah
Should I buy or should I lease a new car;
8:55 PM
Jaket Korea Murah
ars aren't always worth what you pay for themYou've just brought your new car from the salesroom. It's great. It's shiny, it simply oozes class and most importantly it has that new car smell. But as you drive off the forecourt, you've just thrown away $5,598.61 of your hard earned money. Annoying? Yes!New cars are great, they are cheaper to run, they break down less, they look good and are very important when you're meeting that new client or even if you just want to show off to your friends and family. They are however a substantial purchase that loses you money from the beginning. Although it can vary between models, losing out to depreciation is inescapable if you buy new and starts from the moment your 'new car' turns into a 'used car' as you drive off the sales forecourt. Typically a new car loses 25% of its value even as soon as it is driven home from the salesroom, so on an average car purchase*, the buyer instantly loses $5,598.61. The car will continue to lose value at a frightening pace, until three years in, when the value begins to start dropping at around 6% per year. On average over the initial three years after purchase, a new car will lose around 50% of its value although some cars can lose a whopping 75%. What can I do?It boils down to three options: buy a used car: lease a new car: or walk!If a new car is what you really want, leasing is becoming the chosen option for many people who are unwilling to lose money to depreciation. Car leasing companies charge you a fixed monthly price based upon what they think the car you borrow will be worth at the end of your contract. Their customers only pay for the depreciation on a car. Over the lease period this can allow you to drive a new car without losing a significant amount of money through depreciation.The mathsA new car(For a 'typical car*' the Ford Focus has been chosen as a good mid-range option at $24,265.16, 5.9% APR is Ford's typical rate [www.ford.co.uk]) Purchase price = $24,265.16Loan cost + purchase price = $25,696.80 (5.9% APR over 36 months) 50% depreciation over 3 years = $12132.58Resell value = $12132.58Total cost over 3 years = $13,564.22 Leasing (Pricing from Flexxilease.co.uk)First month payment: $1,304.67Monthly payment x 36 (New car every 12 months): $416.66 x36 = $14,999.76Total cost: $16,304.43Which is better: leasing or buying?Like everything, it depends on your circumstances and what you want from a car.Over the first three years of ownership leasing can save you £5309.66. Over the longer term if you keep your car for more than five years it is cheaper to buy, but you have to take into account that you will be driving a five year old car - with a lease contract you can get a new car every 12 months. Advantages of buying a new car vs. leasingLeasing· Significant savings in the first 0-4 years· Frequently replaced and updated car· Few or no repair costs· Breakdown cover is normally included· No money tied up in a loss making assetBuying new· Low repair costs initially· Good if you are going to have the same car for over 5 years· Can choose a car to your exact specification· Savings can be made on the cost if you have a lump sum of money· You own the car
The problem: new cars aren't always worth what you pay for themYou've just brought your new car from the salesroom
The problem: new cars aren't always worth what you pay for themYou've just brought your new car from the salesroom. It's great. It's shiny, it simply oozes class and most importantly it has that new car smell. But as you drive off the forecourt, you've just thrown away $5,598.61 of your hard earned money. Annoying? Yes!New cars are great, they are cheaper to run, they break down less, they look good and are very important when you're meeting that new client or even if you just want to show off to your friends and family. They are however a substantial purchase that loses you money from the beginning. Although it can vary between models, losing out to depreciation is inescapable if you buy new and starts from the moment your 'new car' turns into a 'used car' as you drive off the sales forecourt. Typically a new car loses 25% of its value even as soon as it is driven home from the salesroom, so on an average car purchase*, the buyer instantly loses $5,598.61. The car will continue to lose value at a frightening pace, until three years in, when the value begins to start dropping at around 6% per year. On average over the initial three years after purchase, a new car will lose around 50% of its value although some cars can lose a whopping 75%. What can I do?It boils down to three options: buy a used car: lease a new car: or walk!If a new car is what you really want, leasing is becoming the chosen option for many people who are unwilling to lose money to depreciation. Car leasing companies charge you a fixed monthly price based upon what they think the car you borrow will be worth at the end of your contract. Their customers only pay for the depreciation on a car. Over the lease period this can allow you to drive a new car without losing a significant amount of money through depreciation.The mathsA new car(For a 'typical car*' the Ford Focus has been chosen as a good mid-range option at $24,265.16, 5.9% APR is Ford's typical rate [www.ford.co.uk]) Purchase price = $24,265.16Loan cost + purchase price = $25,696.80 (5.9% APR over 36 months) 50% depreciation over 3 years = $12132.58Resell value = $12132.58Total cost over 3 years = $13,564.22 Leasing (Pricing from Flexxilease.co.uk)First month payment: $1,304.67Monthly payment x 36 (New car every 12 months): $416.66 x36 = $14,999.76Total cost: $16,304.43Which is better: leasing or buying?Like everything, it depends on your circumstances and what you want from a car.Over the first three years of ownership leasing can save you £5309.66. Over the longer term if you keep your car for more than five years it is cheaper to buy, but you have to take into account that you will be driving a five year old car - with a lease contract you can get a new car every 12 months. Advantages of buying a new car vs. leasingLeasing· Significant savings in the first 0-4 years· Frequently replaced and updated car· Few or no repair costs· Breakdown cover is normally included· No money tied up in a loss making assetBuying new· Low repair costs initially· Good if you are going to have the same car for over 5 years· Can choose a car to your exact specification· Savings can be made on the cost if you have a lump sum of money· You own the car
Should I buy or should I lease a new car;
Should I buy or should I lease a new car;
Hot Tips That Nobody Knows to Buy a Car at Government Seized Car Auction at the Cheapest Price!
5:39 PM
Jaket Korea Murah
New and Used Cars - Car Insurance Advantages and Disadvantages
2:33 PM
Jaket Korea Murah
Buying Cars - What, Where and How of Availing Auto Loans
11:47 AM
Jaket Korea Murah
Elements to Reflect On When Looking For a New Car Or SUV
9:48 AM
Jaket Korea Murah
Bad Credit Car Finance Buy A Car And Forget About Poor Scores
2:58 AM
Jaket Korea Murah
Sunday, December 18, 2011
A Perfect Solution to Fund a Car - Car Loans in UK
9:43 PM
Jaket Korea Murah
New car dealer installed inside development team will be huge profits! - Modified car dealers - Auto
7:10 PM
Jaket Korea Murah
Poor Credit Auto Loans; Perfect Loaning Option for Buying a Car
1:08 PM
Jaket Korea Murah
e poor credit people to help them buy their favourite car. These loans can be used to buy used car or brand new car. The choice of the car depends on the borrowers. Once the loan is repaid the borrowers credit status goes up. These loans are available in secured and unsecured option. For unsecured option there is no need to place any security against the loan. For secured loan you have to pledge collateral for the loan. You can place your home, jewellery, important documents and other valuable asset as the security. Generally auto loans are secured with the car itself. When the borrower repays the loan fully, documents of the car are given to the borrower.The loan amount of the poor credit auto loans depends on the price of the car. Secured loan can get you bigger loan amount than the unsecured loan. Loan term varies from 5 years to 25 years. It depends on the loan amount. These loans have comparatively higher rate of interest. Then the interest rate is decided keeping in mind that the borrower can repay the loan easily. In secured loan the rate of interest varies from 6% to 11%. In an unsecured loan the interest rate varies from 14% to 18%.In order to avail these loans there are some conditions. You should have valid drivers license. You should have proper documents proving your age, job, salary and other personal details. The loans are approved on the basis of your repaying ability. Poor credit auto loans are offered by the banks and financial institutions. Online lenders also offer these loans. They are fast in processing these loans. Once you fill up an online form you have to wait for few hours to get your loans approved. The loan amount is transferred to the borrower's bank account.
Poor credit auto loans are offered to the poor credit people to help them buy their favourite car
Poor credit auto loans are offered to the poor credit people to help them buy their favourite car. These loans can be used to buy used car or brand new car. The choice of the car depends on the borrowers. Once the loan is repaid the borrowers credit status goes up. These loans are available in secured and unsecured option. For unsecured option there is no need to place any security against the loan. For secured loan you have to pledge collateral for the loan. You can place your home, jewellery, important documents and other valuable asset as the security. Generally auto loans are secured with the car itself. When the borrower repays the loan fully, documents of the car are given to the borrower.The loan amount of the poor credit auto loans depends on the price of the car. Secured loan can get you bigger loan amount than the unsecured loan. Loan term varies from 5 years to 25 years. It depends on the loan amount. These loans have comparatively higher rate of interest. Then the interest rate is decided keeping in mind that the borrower can repay the loan easily. In secured loan the rate of interest varies from 6% to 11%. In an unsecured loan the interest rate varies from 14% to 18%.In order to avail these loans there are some conditions. You should have valid drivers license. You should have proper documents proving your age, job, salary and other personal details. The loans are approved on the basis of your repaying ability. Poor credit auto loans are offered by the banks and financial institutions. Online lenders also offer these loans. They are fast in processing these loans. Once you fill up an online form you have to wait for few hours to get your loans approved. The loan amount is transferred to the borrower's bank account.
Poor Credit Auto Loans; Perfect Loaning Option for Buying a Car
Poor Credit Auto Loans; Perfect Loaning Option for Buying a Car
Maximize Car Loans for all types; New or Used Car Car Brand
11:32 AM
Jaket Korea Murah
real problem. There are many lenders available on the lending market in the United Kingdom to their offering debt service at affordable rates. used car search Anyone can shop for the loan, even if you have one and want to ask others. Under the loan of "car" category, you can maximize any type of vehicle used car or new car brand. Therefore, it is said that buying a car is completely made easier than before.There are many options available in the car market. The buyer can choose models and types of cars of different brands available on the market like Citroen, Ferrari, Renault, Mercedes, Mitsubishi, Porsche, Ford, etc. To assist you in buying your dream car, auto loans types are available for you. Strong competition between lenders will help you best support auto loans. The lender offers a loan of that amount on the basis of your agreement with him. All loans depends on your car class, family and lender agreements.As personal loans, auto loans may become famous as being safe and not guaranteed. Under the strong loan borrowers with the promise of some important collateral for loans value. The property can be anything that can fetch good prices. In this case, the borrower has any interest payments over time. This will help borrowers to allow sufficient time to pay their outstanding invoices.In contrast, unsecured car loans are free of investment guarantee formality. Borrowers not interested in pledging their relatives may help the loan without hassles. Should this kind of short-term employee in the wild and rear slightly higher interest rates. The best part of categories of loans are unsecured application and approval is a little faster than other documents not related to the security test.To make the application to smooth the approval of the car, the borrower must be ready with some authority, as* You must be a citizen of the United Kingdom* Minimum18 years* Work a regular shift* Must work in the United Kingdom bank accountAfter meeting the conditions, borrowers can benefit from the loan amount in his bank account assets. The process involved in an auto loan is simple. For this, credit goes to the online application and approvals.
Nowadays, buying a new car is not a real problem
Nowadays, buying a new car is not a real problem. There are many lenders available on the lending market in the United Kingdom to their offering debt service at affordable rates. used car search Anyone can shop for the loan, even if you have one and want to ask others. Under the loan of "car" category, you can maximize any type of vehicle used car or new car brand. Therefore, it is said that buying a car is completely made easier than before.There are many options available in the car market. The buyer can choose models and types of cars of different brands available on the market like Citroen, Ferrari, Renault, Mercedes, Mitsubishi, Porsche, Ford, etc. To assist you in buying your dream car, auto loans types are available for you. Strong competition between lenders will help you best support auto loans. The lender offers a loan of that amount on the basis of your agreement with him. All loans depends on your car class, family and lender agreements.As personal loans, auto loans may become famous as being safe and not guaranteed. Under the strong loan borrowers with the promise of some important collateral for loans value. The property can be anything that can fetch good prices. In this case, the borrower has any interest payments over time. This will help borrowers to allow sufficient time to pay their outstanding invoices.In contrast, unsecured car loans are free of investment guarantee formality. Borrowers not interested in pledging their relatives may help the loan without hassles. Should this kind of short-term employee in the wild and rear slightly higher interest rates. The best part of categories of loans are unsecured application and approval is a little faster than other documents not related to the security test.To make the application to smooth the approval of the car, the borrower must be ready with some authority, as* You must be a citizen of the United Kingdom* Minimum18 years* Work a regular shift* Must work in the United Kingdom bank accountAfter meeting the conditions, borrowers can benefit from the loan amount in his bank account assets. The process involved in an auto loan is simple. For this, credit goes to the online application and approvals.
Maximize Car Loans for all types; New or Used Car Car Brand
Maximize Car Loans for all types; New or Used Car Car Brand
The best way to change that bothersome car car tire
10:29 AM
Jaket Korea Murah
New Car Finance UK; Key To A Brand New Car
5:49 AM
Jaket Korea Murah
to buy a new car but are worried about the soaring car prices then car finance is the ideal choice for you. New car finance UK would help you in buying your dream car at affordable terms. New car finance UK is the financing scheme available to all the residence of UK. New car finance UK is a good option if you think you cannot afford to pay complete car cost at once. New car prices in UK are high and thus financing the brand new car has made it within reach of everyone. The lender lends you the entire loan amount needed to buy car and borrower repays back the amount on monthly installments. The loan amount approved under new car finance UK can be used for buying new cars of your choice. The cost of new car finance UK varies with the company name, car's model, features in the car etc. The normal loan amount approved under new car finance UK varies with the borrower's repayment ability, income status, credit history, market policies etc. New car finance UK has made buying car affordable for all borrowers. An interest rate is charged on the finance given and the borrower is required to repay the loan amount as monthly payments over the years.New car financing can be of secured or unsecured types. In secured new car finance UK the borrower keeps security against the loan amount he receives from the lender. Whereas in unsecured new car financing the borrower is free from keeping his assets as security. There are many financial companies in the market which are ready to offer new car finance for all the residence of UK. It is however advisable for the borrower to research properly before finalizing upon a particular deal. Many lenders offer attractive financial schemes and packages with their financing schemes. The various schemes which lenders use to attract the customers include providing of free insurance, first three free servicing of the car etc. However borrower should avail finance with the lender who fulfills all your needs and requirements on all fronts. Financing the brand new cars has become easier with new car finance UK. All passionate and enthusiastic car buyers of UK can get finances on easy a flexible terms using car finance UK.
If you are planning to buy a new car but are worried about the soaring car prices then car finance is the ideal choice for you
If you are planning to buy a new car but are worried about the soaring car prices then car finance is the ideal choice for you. New car finance UK would help you in buying your dream car at affordable terms. New car finance UK is the financing scheme available to all the residence of UK. New car finance UK is a good option if you think you cannot afford to pay complete car cost at once. New car prices in UK are high and thus financing the brand new car has made it within reach of everyone. The lender lends you the entire loan amount needed to buy car and borrower repays back the amount on monthly installments. The loan amount approved under new car finance UK can be used for buying new cars of your choice. The cost of new car finance UK varies with the company name, car's model, features in the car etc. The normal loan amount approved under new car finance UK varies with the borrower's repayment ability, income status, credit history, market policies etc. New car finance UK has made buying car affordable for all borrowers. An interest rate is charged on the finance given and the borrower is required to repay the loan amount as monthly payments over the years.New car financing can be of secured or unsecured types. In secured new car finance UK the borrower keeps security against the loan amount he receives from the lender. Whereas in unsecured new car financing the borrower is free from keeping his assets as security. There are many financial companies in the market which are ready to offer new car finance for all the residence of UK. It is however advisable for the borrower to research properly before finalizing upon a particular deal. Many lenders offer attractive financial schemes and packages with their financing schemes. The various schemes which lenders use to attract the customers include providing of free insurance, first three free servicing of the car etc. However borrower should avail finance with the lender who fulfills all your needs and requirements on all fronts. Financing the brand new cars has become easier with new car finance UK. All passionate and enthusiastic car buyers of UK can get finances on easy a flexible terms using car finance UK.
New Car Finance UK; Key To A Brand New Car
New Car Finance UK; Key To A Brand New Car
Buy New Cars - 10 Useful Tips for Buying a New Car
3:52 AM
Jaket Korea Murah
Bad Credit Used Car Loans - buy a car without any credit worries
12:56 AM
Jaket Korea Murah
Saturday, December 17, 2011
New Cars, Car Dealer, Car Finance, Auto Loan, Car Loan Company for all type car Deal Call@011-64-666777
10:58 PM
Jaket Korea Murah
Something to think about when buying cars at auction
5:56 PM
Jaket Korea Murah
A Few Important Things To Consider When Buying A Car
4:31 PM
Jaket Korea Murah
Buying a Car in Used Car for Sale is The Best Option Today
11:57 AM
Jaket Korea Murah
New Car Sales Ego Boost - A New Car To Boost Your Ego
10:11 AM
Jaket Korea Murah
Overwhelming the host network surging car - car console, car system - auto electronics industry-hc36
7:24 AM
Jaket Korea Murah
During the year 2009 restructuring plan introduced automobile industry - cars, car revive rules - Ha
4:49 AM
Jaket Korea Murah
Selling and Purchasing Vehicles from Companies that Say - We Buy Cars
3:14 AM
Jaket Korea Murah
Essential Prerequisites of Buying Car Stereo Systems
1:42 AM
Jaket Korea Murah
